D&O, Professional Indemnity and Legal Protection

Management risk policy for activities related to the role in the company.

Risk management related to professional activity
CEOs, board members, top managers and auditors operate in an increasingly complex and litigious environment.
Without doubt such persons are highly likely, more so now than ever before, to be placed under investigation or called to appear in court as a result of decisions or actions taken as part of their professional activity.
In Europe and on a global basis, shareholders, business partners, investors and third parties in general are taking an increasingly activist role in corporate life in order to defend their interests.


Company directors are legally, personally and jointly liable for damages caused to third parties or to the company as a consequence of decisions taken in the exercise of their professional activity.
The increasingly high-profile positions occupied by top managers, greater and more complex regulation, as well as the prevailing socio-economic and legal environment have together created an inevitable requirement for cover in such areas as D&O insurance, professional indemnity and legal protection.
Legal protection is a form of insurance that covers legal fees in the event of a civil or penal case, whether in court or extra-judicial.

Financial support in the defence of your rights
The policy provides full coverage of defence costs in the case of civil proceedings.

Free choice of representative
The policy does not restrict the choice of legal advisor, save in case of the extra-judicial stage, which is managed by directly by the insurance company.

Practical support from the company
Assistance with respect to all administrative and clerical tasks.


LA TUTELA LEGALE

LEGAL PROTECTION FOR COMPANIES
Legal risks for companies are numerous and sometimes so serious as to threaten their very existence. These can include criminal proceedings, disputes with the state or with third parties. There are a wide variety of obligations with respect to product liability, employees and business partners that can expose any company to the risk of criminal, civil or administrative proceedings.

LEGAL PROTECTION FOR ENTREPRENEURS
Top managers take crucial decisions every day and naturally mistakes can sometimes be made. In serious cases, the consequences of such mistakes can put the company’s survival or the manager’s professional career in jeopardy. The risk of managers being exposed personally to criminal or civil proceedings is constantly increasing.

LEGAL PROTECTION FOR INDIVIDUALS AND THEIR FAMILIES
Legal protection in case of civil or penal proceedings, covering damages caused by third parties as well as those suffered by third parties due to breach or offence. Proceedings relative to the insured person’s employment contract are also covered.

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