{"id":9429,"date":"2026-03-02T10:03:12","date_gmt":"2026-03-02T09:03:12","guid":{"rendered":"https:\/\/www.big-brokers.ch\/?p=9429"},"modified":"2026-03-02T10:03:12","modified_gmt":"2026-03-02T09:03:12","slug":"choix-strategique-assurance-apg-suisse","status":"publish","type":"post","link":"https:\/\/www.big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/","title":{"rendered":"Entreprises et ind\u00e9pendants : comment choisir le contrat IPGM"},"content":{"rendered":"<p>Au cours des dix derni\u00e8res ann\u00e9es, <strong>le paysage des absences pour maladie en Suisse a connu une \u00e9volution significative<\/strong>, avec des r\u00e9percussions directes sur le march\u00e9 de l\u2019assurance d\u2019indemnit\u00e9s journali\u00e8res en cas de maladie (APG).<\/p>\n<h2>Absences au travail en forte augmentation<\/h2>\n<p>Selon les donn\u00e9es les plus r\u00e9centes, <strong>les absences pour raisons de sant\u00e9 ont augment\u00e9<\/strong> de mani\u00e8re importante. L\u2019augmentation des <strong>diagnostics de nature psychique<\/strong>, ayant <strong>progress\u00e9<\/strong> d&#8217;environ <strong>60%<\/strong> au cours de la derni\u00e8re d\u00e9cennie, est particuli\u00e8rement significative.<\/p>\n<p>Les absences li\u00e9es \u00e0 des troubles mentaux sont non seulement plus fr\u00e9quentes, mais pr\u00e9sentent \u00e9galement une dur\u00e9e moyenne sup\u00e9rieure \u00e0 celles pour pathologies physiques : environ 218 jours, soit pr\u00e8s de deux mois de plus que les cas de nature somatique.<\/p>\n<p>L\u2019absence moyenne globale pour maladie des employ\u00e9s a \u00e9galement augment\u00e9 sensiblement, passant de 6,3 jours \u00e0 8,5 jours par an, soit une hausse d\u2019environ un tiers.<\/p>\n<p>Parall\u00e8lement, <strong>les co\u00fbts pour les assureurs ont cr\u00fb de mani\u00e8re constante<\/strong> : en 2024, les prestations vers\u00e9es ont atteint 12 milliards de francs, soit une augmentation de 4,4 milliards par rapport \u00e0 2010.<\/p>\n<h2>Les causes d\u2019une dynamique complexe<\/h2>\n<p>L\u2019\u00e9volution observ\u00e9e est principalement imputable \u00e0 trois facteurs structurels :<\/p>\n<ul>\n<li>la <strong>croissance des troubles mentaux<\/strong> et du stress li\u00e9 au travail ;<\/li>\n<li>les effets \u00e0 moyen terme de la <strong>pand\u00e9mie de Covid-19<\/strong> ;<\/li>\n<li>le <strong>vieillissement de la population<\/strong> active.<\/li>\n<\/ul>\n<p>Ces \u00e9l\u00e9ments modifient en profondeur le profil de risque des entreprises et, par cons\u00e9quent, l\u2019\u00e9quilibre technique des portefeuilles d\u2019assurance.<\/p>\n<h2>La r\u00e9action des compagnies d&#8217;assurance<\/h2>\n<p>Face \u00e0 cette pression sur les co\u00fbts, les compagnies adoptent des mesures de contention et de r\u00e9vision de leurs politiques commerciales. Parmi les principales tendances, on observe :<\/p>\n<ul>\n<li>des <strong>r\u00e9siliations de contrats existants<\/strong> pr\u00e9sentant un \u00e9quilibre technique d\u00e9favorable ;<\/li>\n<li>des <strong>augmentations<\/strong> significatives <strong>des primes lors du renouvellement<\/strong> ;<\/li>\n<li>des crit\u00e8res de souscription plus restrictifs pour les nouveaux contrats ;<\/li>\n<li>une <strong>plus grande s\u00e9lectivit\u00e9<\/strong> dans l\u2019acceptation des entreprises pr\u00e9sentant des taux de sinistralit\u00e9 \u00e9lev\u00e9s.<\/li>\n<\/ul>\n<p>Dans certains cas, les entreprises se trouvent confront\u00e9es \u00e0 des hausses de primes sup\u00e9rieures \u00e0 200 % ou \u00e0 des refus r\u00e9p\u00e9t\u00e9s de la part de plusieurs assureurs.<\/p>\n<h2>Les nouveaut\u00e9s r\u00e9glementaires possibles<\/h2>\n<p>L\u2019Association Suisse d\u2019Assurances (ASA) a annonc\u00e9 son intention d\u2019<strong>introduire<\/strong>, vraisemblablement \u00e0 partir de 2027, certaines <strong>mesures visant \u00e0 renforcer la stabilit\u00e9 du syst\u00e8me<\/strong>.<\/p>\n<p>Parmi les propositions en discussion :<\/p>\n<ul>\n<li>en cas de changement d\u2019assureur ou d\u2019employeur, s\u2019il n\u2019est pas imm\u00e9diatement clair quelle compagnie est responsable d\u2019un cas de maladie en cours, <strong>l\u2019assureur<\/strong> pr\u00e9c\u00e9dent devrait <strong>avancer les prestations<\/strong> jusqu\u2019\u00e0 la clarification d\u00e9finitive de la comp\u00e9tence ;<\/li>\n<li>les entreprises qui ne parviennent pas \u00e0 obtenir de couverture \u2013 par exemple apr\u00e8s avoir \u00e9t\u00e9 refus\u00e9es par au moins trois assureurs ou en pr\u00e9sence de hausses de primes insupportables \u2013 devraient \u00eatre <strong>reprises par le dernier assureur<\/strong> ou affect\u00e9es d\u2019office \u00e0 un autre op\u00e9rateur.<\/li>\n<\/ul>\n<p>Il s\u2019agit d\u2019interventions visant \u00e0 \u00e9viter les lacunes de couverture, mais qui pourraient entra\u00eener une redistribution des risques au sein du march\u00e9.<\/p>\n<h2>Un contexte qui exige des comp\u00e9tences sp\u00e9cialis\u00e9es<\/h2>\n<p>Dans ce sc\u00e9nario de plus en plus complexe, pour les entreprises et les ind\u00e9pendants, le choix de la police APG ne peut plus \u00eatre abord\u00e9 uniquement sur la base de la prime.<\/p>\n<p>Des \u00e9l\u00e9ments deviennent centraux, tels que :<\/p>\n<ul>\n<li>dur\u00e9e des prestations ;<\/li>\n<li>d\u00e9lais d\u2019attente ;<\/li>\n<li>coordination avec d&#8217;autres couvertures sociales et priv\u00e9es ;<\/li>\n<li>conditions contractuelles en cas de r\u00e9siliation ou de sinistre en cours ;<\/li>\n<li>solidit\u00e9 et politique de gestion des risques de l\u2019assureur.<\/li>\n<\/ul>\n<h2>Pourquoi faire appel \u00e0 un courtier : voici les avantages<\/h2>\n<p>Le r\u00f4le du courtier sp\u00e9cialis\u00e9 consiste \u00e0 <strong>analyser le profil de risque de l\u2019entreprise<\/strong>, n\u00e9gocier des conditions durables et <strong>accompagner l\u2019entrepreneur dans les phases critiques<\/strong> de renouvellement ou de restructuration de la couverture, r\u00e9duisant ainsi l\u2019impact administratif et le stress li\u00e9 \u00e0 la gestion.<\/p>\n<p>Dans un march\u00e9 en mutation, une approche de conseil structur\u00e9e repr\u00e9sente aujourd\u2019hui un \u00e9l\u00e9ment d\u00e9terminant pour garantir la continuit\u00e9 de la couverture et la stabilit\u00e9 financi\u00e8re.<\/p>\n<p><strong><u><a href=\"https:\/\/www.big-brokers.ch\/fr\/contatti\/\" target=\"_blank\" rel=\"noopener\">Contactez-nous d\u00e8s maintenant<\/a><\/u> pour un conseil personnalis\u00e9<\/strong>, nous trouverons ensemble la solution la plus adapt\u00e9e.<\/p>\n<p><i>Les informations report\u00e9es ne constituent pas un contrat et n&#8217;engagent pas le courtier ou l&#8217;assureur, pour lesquels les conditions contractuelles sign\u00e9es entre les parties font foi. Lire attentivement le jeu d&#8217;informations de la police avant la souscription.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au cours des dix derni\u00e8res ann\u00e9es, le paysage des absences pour maladie en Suisse a connu une \u00e9volution significative, avec des r\u00e9percussions directes sur le march\u00e9 de l\u2019assurance d\u2019indemnit\u00e9s journali\u00e8res en cas de maladie (APG). Absences au travail en forte augmentation Selon les donn\u00e9es les plus r\u00e9centes, les absences pour raisons de sant\u00e9 ont augment\u00e9 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":9424,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-9429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Assurance APG Suisse : Guide Strat\u00e9gique et Nouveaut\u00e9s 2027<\/title>\n<meta name=\"description\" content=\"Les absences pour maladie augmentent en Suisse : d\u00e9couvrez comment choisir strat\u00e9giquement votre assurance APG et pourquoi l&#039;appui d&#039;un courtier est indispensable.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance APG Suisse : Guide Strat\u00e9gique et Nouveaut\u00e9s 2027\" \/>\n<meta property=\"og:description\" content=\"Les absences pour maladie augmentent en Suisse : d\u00e9couvrez comment choisir strat\u00e9giquement votre assurance APG et pourquoi l&#039;appui d&#039;un courtier est indispensable.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/\" \/>\n<meta property=\"og:site_name\" content=\"BIG Insurance Brokers\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-02T09:03:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"trizerosrl\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"trizerosrl\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/\"},\"author\":{\"name\":\"trizerosrl\",\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/person\/ec2d2fd735b416747d8dbab7c3526868\"},\"headline\":\"Entreprises et ind\u00e9pendants : comment choisir le contrat IPGM\",\"datePublished\":\"2026-03-02T09:03:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/\"},\"wordCount\":763,\"publisher\":{\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg\",\"articleSection\":[\"News\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/\",\"url\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/\",\"name\":\"Assurance APG Suisse : Guide Strat\u00e9gique et Nouveaut\u00e9s 2027\",\"isPartOf\":{\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg\",\"datePublished\":\"2026-03-02T09:03:12+00:00\",\"description\":\"Les absences pour maladie augmentent en Suisse : d\u00e9couvrez comment choisir strat\u00e9giquement votre assurance APG et pourquoi l'appui d'un courtier est indispensable.\",\"breadcrumb\":{\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage\",\"url\":\"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg\",\"contentUrl\":\"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg\",\"width\":1600,\"height\":900},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.big-brokers.ch\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Entreprises et ind\u00e9pendants : comment choisir le contrat IPGM\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#website\",\"url\":\"https:\/\/www.big-brokers.ch\/fr\/\",\"name\":\"BIG Insurance Brokers\",\"description\":\"we are your international brokers\",\"publisher\":{\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.big-brokers.ch\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#organization\",\"name\":\"BIG Insurance Brokers\",\"url\":\"https:\/\/www.big-brokers.ch\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png\",\"contentUrl\":\"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png\",\"width\":300,\"height\":143,\"caption\":\"BIG Insurance Brokers\"},\"image\":{\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/person\/ec2d2fd735b416747d8dbab7c3526868\",\"name\":\"trizerosrl\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/27dca0b5fa1711a07921f4e77851c7c6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/27dca0b5fa1711a07921f4e77851c7c6?s=96&d=mm&r=g\",\"caption\":\"trizerosrl\"},\"url\":\"https:\/\/www.big-brokers.ch\/fr\/author\/trizerosrl\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance APG Suisse : Guide Strat\u00e9gique et Nouveaut\u00e9s 2027","description":"Les absences pour maladie augmentent en Suisse : d\u00e9couvrez comment choisir strat\u00e9giquement votre assurance APG et pourquoi l'appui d'un courtier est indispensable.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/","og_locale":"fr_FR","og_type":"article","og_title":"Assurance APG Suisse : Guide Strat\u00e9gique et Nouveaut\u00e9s 2027","og_description":"Les absences pour maladie augmentent en Suisse : d\u00e9couvrez comment choisir strat\u00e9giquement votre assurance APG et pourquoi l'appui d'un courtier est indispensable.","og_url":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/","og_site_name":"BIG Insurance Brokers","article_published_time":"2026-03-02T09:03:12+00:00","og_image":[{"width":1600,"height":900,"url":"https:\/\/big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg","type":"image\/jpeg"}],"author":"trizerosrl","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"trizerosrl","Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#article","isPartOf":{"@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/"},"author":{"name":"trizerosrl","@id":"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/person\/ec2d2fd735b416747d8dbab7c3526868"},"headline":"Entreprises et ind\u00e9pendants : comment choisir le contrat IPGM","datePublished":"2026-03-02T09:03:12+00:00","mainEntityOfPage":{"@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/"},"wordCount":763,"publisher":{"@id":"https:\/\/www.big-brokers.ch\/fr\/#organization"},"image":{"@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage"},"thumbnailUrl":"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg","articleSection":["News"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/","url":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/","name":"Assurance APG Suisse : Guide Strat\u00e9gique et Nouveaut\u00e9s 2027","isPartOf":{"@id":"https:\/\/www.big-brokers.ch\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage"},"image":{"@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage"},"thumbnailUrl":"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg","datePublished":"2026-03-02T09:03:12+00:00","description":"Les absences pour maladie augmentent en Suisse : d\u00e9couvrez comment choisir strat\u00e9giquement votre assurance APG et pourquoi l'appui d'un courtier est indispensable.","breadcrumb":{"@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#primaryimage","url":"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg","contentUrl":"https:\/\/www.big-brokers.ch\/wp-content\/uploads\/2026\/02\/polizza-ipgm-svizzera.jpg","width":1600,"height":900},{"@type":"BreadcrumbList","@id":"https:\/\/big-brokers.ch\/fr\/news\/choix-strategique-assurance-apg-suisse\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.big-brokers.ch\/fr\/"},{"@type":"ListItem","position":2,"name":"Entreprises et ind\u00e9pendants : comment choisir le contrat IPGM"}]},{"@type":"WebSite","@id":"https:\/\/www.big-brokers.ch\/fr\/#website","url":"https:\/\/www.big-brokers.ch\/fr\/","name":"BIG Insurance Brokers","description":"we are your international brokers","publisher":{"@id":"https:\/\/www.big-brokers.ch\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.big-brokers.ch\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.big-brokers.ch\/fr\/#organization","name":"BIG Insurance Brokers","url":"https:\/\/www.big-brokers.ch\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png","contentUrl":"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png","width":300,"height":143,"caption":"BIG Insurance Brokers"},"image":{"@id":"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/person\/ec2d2fd735b416747d8dbab7c3526868","name":"trizerosrl","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.big-brokers.ch\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/27dca0b5fa1711a07921f4e77851c7c6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/27dca0b5fa1711a07921f4e77851c7c6?s=96&d=mm&r=g","caption":"trizerosrl"},"url":"https:\/\/www.big-brokers.ch\/fr\/author\/trizerosrl\/"}]}},"_links":{"self":[{"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/posts\/9429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/comments?post=9429"}],"version-history":[{"count":1,"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/posts\/9429\/revisions"}],"predecessor-version":[{"id":9430,"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/posts\/9429\/revisions\/9430"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/media\/9424"}],"wp:attachment":[{"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/media?parent=9429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/categories?post=9429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.big-brokers.ch\/fr\/wp-json\/wp\/v2\/tags?post=9429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}